Generally, cc companies will back you anytime you can show them that you were wronged by a merchant. Some (like AMEX) are much better that way than others. With a service like essay writing, you're not going to be able to chargeback honest differences of editorial opinion about the quality of work or subjectively reasonable interpretations of instructions. But if you pay for an essay on engineering and you get back one on nursing, or you pay for an original piece of work and you show your cc cmpany that you got back crap pasted from online sources, you shouldn't have a problem getting it refunded. Ironically, you're better off getting ripped off very badly than less badly, because there probably is a pretty wide grey area where you'd be 100% right to want a refund but won't be able to satisfy the cc company's criteria to charge it back.
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