Credit Card Chargeback on scam essays
FreelanceWriter ✏ 5 | 1,260 ☆☆☆☆ Freelance Writer
Apr 30, 2011 | #2
Generally, cc companies will back you anytime you can show them that you were wronged by a merchant. Some (like AMEX) are much better that way than others. With a service like essay writing, you're not going to be able to chargeback honest differences of editorial opinion about the quality of work or subjectively reasonable interpretations of instructions. But if you pay for an essay on engineering and you get back one on nursing, or you pay for an original piece of work and you show your cc cmpany that you got back crap pasted from online sources, you shouldn't have a problem getting it refunded. Ironically, you're better off getting ripped off very badly than less badly, because there probably is a pretty wide grey area where you'd be 100% right to want a refund but won't be able to satisfy the cc company's criteria to charge it back.
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Major 38 | 1,319 ☆☆☆☆
Aug 28, 2017 | #4
Starting a 'chargeback' for a (writing) service transaction is not recommended. The best way is to resolve the issue with the seller (unless the seller is an obvious, 100% scammer). Otherwise, by doing a chargeback, you DECREASE your credit score, even if you win the chargeback. A good credit score may be important to students who start their professional and personal lives
ProfessorVerb ✏ 33 | 806 ☆☆☆ Freelance Writer
Aug 31, 2017 | #5
Over the past 20 years, I've only experienced three chargebacks (thank God) and all of these were from scammers who had already received their work and turned it in for credit. All three suffered from their actions (one was expelled and I'm still looking for him) and all three ended up paying me. Karma is a harsh taskmaster, so don't try to cheat the people who are trying to help you.