Nobody wants to be swindled--neither the writer nor the client.
First, if we're talking about writers who post on this forum, at least the prospective client has the benefit of being able to research those writers' reputations here. There's no such forum where writers can research prospective clients. As Major explained, some of us have been using the same S/N here and email address for many years, so we're much less anonymous to prospective clients than they are to us. We represent an entirely different level of risk than some totally anonymous writer soliciting their business from a random email address or someone with a brand new S/N who signed up here last month.
Some legitimate writers have been using the same email account for years and to them an email address is as legitimate / unchangeable as a long-term website.
Exactly.
Second, nobody has suggested that a client prepay a new writer for an entire major project; I've suggested many times that clients should test out any new writer or company with a very short project or with a small section of a longer project, first.
Third, it is unavoidable that
someone will have to take at least some minimal risk on the first transaction: either the client has to trust the writer with payment before delivery or the writer has to trust the client with delivery before payment. This is an unavoidable and obvious fact that also isn't "rocket science." If the client is dealing with a writer or company with an established presence and good reputation on this forum, the client at least knows that the writer or company has a public reputation to protect and an incentive to provide good work.
Fourth, for a client to trust a writer with payment for a couple of pages, the only risk is minimal, especially if the client has already reduced the likelihood of being ripped off by choosing a writer who is well known here rather than a brand new member or some totally anonymous email in the first place. Conversely, if busy writers had to provide work to every new client without being paid first, at best, those writers would have to keep track of every payment owed; at worst, those writers would have to chase after those payments from clients and at least some of them would default on their debt or make ridiculous demands after delivery as conditions of making payment. We get very silly revision requests from inexperienced clients all the time: things like "Hey, I forgot to mention that I was supposed to provide a quote from each of those 6 sources...could you please add them for me?" or "Hey, I forgot to mention that this was supposed to be 5 single-spaced pages and not double-spaced."
The appropriate response to those kinds of requests would be that we're happy to do that for them, but they're going to have to be paid revisions because it takes time to do all that and it wasn't requested in the original project specs. If we allowed payment after the fact, most of those clients would hold onto the entire project payment and refuse to issue payment until that revision was provided for free. There would also be a regular percentage of clients who simply disappeared after receiving their work, undisclosed 3rd parties impersonating students and collecting payment on their end for our work with no intention of ever paying the actual writer, as well as clients who ordered 1 or 2 "test" pages from several different writers with no intention of paying all of them after delivery. It would be impossible to earn a living or the reality (in addition to a lot of wasted time) would be losing maybe 25% of your work to one type of non-paying customer or another. While I retain close to 100% of clients who use me once, I may only end up doing business with half the prospective clients who contact me for a quote. You can be certain that if I provided writing before payment,
many of those prospective clients who end up not hiring me would be more than happy to let me write a few pages for them first, and then try to start negotiating my price down as a condition of receiving the pre-agreed payment for the work already completed at the agreed price.
If you'd already actually been earning a fulltime living doing this kind of work, you'd know that just responding to inquiries, maintaining your schedule, and responding to questions from existing clients already absorbs a tremendous amount of time. I understand that everyone has to start from somewhere. What I'm suggesting to "writologist" is simply that if you're totally new to this business (which is more than obvious from your suggestions), you should really spend a lot more time just reading and learning from those of us who have been earning our living this way since you were in high school or grade school (or maybe even diapers) and a lot less time pontificating about how this business works or how you think it "should" work and dispensing advice that you'll realize is totally impractical and unworkable as soon as you do manage to break into this business in any substantial way.