SWREG (payment processor) sucks!

How many writers/companies have been having problems with this payment processor? A company I work for sent me $1500 months ago through swreg but the payment never arrived. It's taken so long that the company has had to pay me what I was owed through other channels. It's appalling that a payment processing company can get away with keeping other people's money in their pockets like this. I was informed by the company I work for that their legal team had already confronted SWREG and that the latter has agreed to send the payment this week (the payment will cover my current balance with the company and the rest is to be kept as payment for future orders). However as usual, the payment failed to arrive.

Why don't you use Paypal?

I do use paypal but two of the companies that I work for send payments to my paypal account via SWREG.

Well.. it's been 22 days since my first post on this thread and SWREG still has not made the payment. I tried contacting the payment processor but did not get a response. The company that owed me the money assured me that they have been hammering on SWREG with their legal department. Apparently, SWREG is not afraid of getting sued. This is frustrating.

Who cares about your personal pocketbook? Nobody. Selfish, as usual . . . .

Oh wow... isn't this forum supposed to be a channel for both customers and writers to use when they do not get what they are entitled to in this "industry"? A payment processor can scam writers just as an essay company can and writers and company owners ought to be made aware of how SWREG is treating its clients.

Well, the company has finally decided to sue SWREG.

They said that they will be sending me my payment through Paypal. The problem is, one of the owners is still in Cairo.

I was able to reach him through email and he assured me that as soon as he gets back (he expects to be back by Saturday night EST), he will send the payment.

The month-long wait is almost over (I hope).

When will you stop making mad comments?

Shut the hell up, potato.

Well.. another update. It's been 41 days since I was supposed to be paid the sum of $711 for orders completed from late November to December. The Paypal payment that was promised last February 5 has yet to arrive and I was told by my handler that this was because of the problems in Cairo. Since the company is still operating, I personally feel that it should have no problem paying a writer for orders completed over a month ago. Nevertheless, I have considerable trust in my handler as we share a number of things in common, so I will give it a few more days. Needless to say though, this is quite frustrating.

Maybe its a scam.

I don't think this is a problem with the payment processors-- I think it's a problem with the company using them. jmho...

Shoulda stopped there....

I do think. I think that this company is stringing EW along. it concerns me, so I post. what do you think?

I think EW is a big boy who has been in this business longer than I and probably knows what he's talking about. I also looked up SWREG about a week ago after coming across this thread, and a lot of people/companies from many different industries and parts of the world have similar complaints.

Again, research and rational arguments tend to win out over assumptions and blind assertions. For instance, did you actually read the entire thread? I'm especially interested in how you interpreted the part where EW says the company has paid everything it owes him using other means--how does this contribute to them "stringing him along"?

the reason I use phrases like "I think," and "it seems," is that I don't know. the only people who do know are the people who are delaying EW's payments. just because a company pays out some, and then stops, does that automatically mean that they will pay out eventually? how is that logical? this scenario stinks, so I thought I'd say so. if you have a bunch of patronizing crap to say about that, no one's stopping you. I wonder why, though. are you that unhappy?

You also don't read, don't listen to other people, and don't bother to do any research on anything. Ignorance isn't necessarily shameful, but willful ignorance is plain evil.


That word...I do not think it means what you think it means. I have never patronized you in the slightest. I have sometimes been overtly sarcastic in my responses to you, but I have never pretended I thought you or your arguments have any redeeming merits. Here's some "crap" that someone a little more relevant to the issue has to say, though:



Eddie, the scenario does stink, but your comments pointed out nothing and were meant only to fan flames that don't really exist. EW trusts this company, they have paid him in the past while still having issues with this processor, and the situation in Cairo is rather unique and extreme. I have no reason to defend this company; I don't work for them, which means they are my competitor. When you make useless, baseless, and purposefully inflammatory comments just to denigrate the industry, however, I'll speak up.

like I said, pheelyks, no one's stopping you.

good luck, EW (to whom my initial response was addressed), but I think you're being played-- be careful.

Like I said, failing to read and comment on the substantive portions of someone's posts doesn't make you a productive member of this forum, or an especially useful human being.

Have you had a chance to look up "patronize" yet?


Eddie smells a rat! Admittedly knows absolutely nothing about the industry, but he's a clever beast.

I don't know why you keep assuming I haven't read the whole thread before posting. in any case, my post wasn't made to antagonize you, and shouldn't concern you this much. admittedly, it's an assumption; it certainly isn't (logically or rationally, anyway), any sort of invitation to disparage me as a human being.

it's disappointing that you've gone this overboard, and more disappointing that this forum doesn't have an "ignore" function. I'd therefore like to ask you, if possible, and since my posts seem to incense you so, to simply ignore them. this will, I believe, increase your own happiness as well as mine, since I will, in return, do you the same favor. thanks for the attention, and good luck with your projects.

I have a better idea: don't post stupid, uneducated, clueless drivel that may confuse and mislead visitors. In return, we won't feel compelled to highlight your ignorance for the public good.

is that really a better idea? and who's been misled? no one has even mentioned any writing companies, just SWREG and Paypal. so, did you just come here to make trouble, too, or do you have something to say about EW's situation? in the case of the former, see the very text you just quoted. in the case of the latter, please elaborate. you seem to have a lot of information about these companies; the path to being constructive here should be fairly open to you.

Let me reiterate that I am in no way accusing this particular writing company that I work for of being a scam. I have made thousands from them already and do not think that they would screw me over for $711. However, I appreciate the well-meaning posts that almost everyone has made. A 41-day delay is a 41-day delay (44 days now) and I don't think that any writer should have to wait for payment for that long. Also, I do not think that a company should take it against a writer to complain about such delay on a public forum.

I will continue to update this thread on the progress of the payment.

It's because you keep ignoring certain stated facts. I guess maybe you're ignoring them on purpose instead, but I don't see how that makes your arguments any better.


Pointing out that you're wrong, start trouble for no real reason, and generally act like a d--ebag is going overboard when you've been doing the same thing for weeks? I think you're a bit too sensitive.


You already ignore anything of substance that get said on this forum. And I really don't lose any happiness over you--I'd prefer having rational discussions with you, but since you've proven incapable of that I will continue to take pleasure in pointing out how much of an idiot you are.

good luck, EW.

SWREG - absolutely useless.... just another tier in the scam.... The more tiers, the more difficult it is to get rid of them!

SWReg is merely a conduit for the payment from the bank of your employer, who doesn't have a Paypal account, to your Paypal account. SWReg has nothing to do with the amount of money that has to be transferred. They cannot transfer money to anybody's account if the account of the sender is unfunded. It is the sender who will fill out the paperwork for the money transfer through SWReg. Not receiving the money means that the company, not the conduit service, is the one that has the problem.

SWReg will only be able to send Paypal a payment notification once the company sends them the money. All SWReg will do is transfer the same to you through their Paypal channel. I hope this explains how the payment processing works for writers. It is not the payment processing company that is to blame. It is always the company and its accounting department that fails to pay the writers.

Actually, I haven't heard of a company that has used SWREG in years. While the company is still in existence, it has lost its relevance due to the rise of alternative payment channels such as bitcoin, fintech corporations, and other similar, non-bank transfer facilities. These alternative transfer methods charge less than SWREG and get the job done faster, with little information required for the transfer to push through. Even backs prefer to use a less intricate SWIFT transfer method for their international clients. I believe that the company hasn't been able to compete because the service is too complicated and could not really evolve with the times. It needs some major updating if it is to remain relevant in today's cashless society.

SWREG has fallen from grace. From being a pioneering digital payment platform, it is now better known as a deceptive system used for identity theft and malware through questionable subscriptions. The modern business platforms have distanced itself from this company since there is enough players in the digital payment field that have better established identities as secure financial services. A more recent problem of the company, that helped to hasten its downfall is their problematic money transfer service that result in missed payments or non transferred, but deducted funds.

Things have changed over time and some of these companies have been trying to stay relevant to freelance world, hence their new ideas to dupe undecteting clients. It's good we're keeping them on check to help the entire freelance community aware.