You made much poorer choices by agreeing to do business with individuals you thought were from these countries without taking steps to verify their actual identities.
I agree. So if a company is tricked by fraudsters - how can one expect an individual client/student who has less know-how will not be cheated? It's almost impossible.
It isn't that hard to make sure the money you're sending is going to the country you think you're sending it to, and that you have proper recourse to retrieve it if the services aren't rendered properly.
It IS HARD because the money is sent to US/UK/Australian address where the African fraudster's partner resides. We are talking here about a gang of criminals who cooperate with one another.
That is my point - students who choose to do business with "writers" who use anonymous emails, including: @gmail, @yahoo, @hotmail, @live.com, or @outlook will be - with 80% probability - scammed.a
clearly suggesting that when Africans/their descendants have control of a society, that society becomes fraudulent, corrupt, etc.
I am not suggesting - I am stating the FACT.
Once again, it is racist to assert that the reason these communities have problems is because black people are simply morally corrupt and/or inept.
I don't know the reason - but I know the FACTS.