yes, Short on money is correct but something on which is incorrect so i think its you who has a long way to go :)

something on which, should be something of which :)

They could do i suppose but when it comes to paying tax their cover will be blown

Pheelyks i actually worked for a bank for 2 yrs and knows the ins and outs of credit searches. If you got an UK address within an hour that would NOT automatically create a credit file for you. We would trace your history 3 yrs back. That would be too easy for a someone looking to create an ID to take out multiple loans don't you think.

I agree that a companies number is a good sign but not necessarily the ultimate sign.

It's best to avoid both sets.

Why did you choose to order from a company based in Hong Kong ? You have no comeback against overseas companies if anything goes wrong