The fact that you have to admit to some students that you are not confident writing their essay to their desired standard is a red flag. If you stuck to topics in which you have qualifications you would not have to admit your unprofessional ineptitude.
"Unprofessional ineptitude"? What's wrong with you? This is exactly what clients should hope for anytime they consider hiring a new writer. FYI, every other good writer I've ever known in this biz handles all sorts of subjects outside of their own degrees. Even within any writer's own degree areas, there are some topics that are harder to do well than many topics outside of their degree areas. Seems to me that openly disclosing anything less than high confidence is the mark of an honest writer with a very "professional" approach to dealing with clients.
Unfortunately for you the lies and deceptions you have wielded on this forum have been exposesd by myself and others. Students, beware egotistical hacks.
FLW has always been one of the sanest and most honest/forthcoming contributors to this forum. In fact, his posts alone make it pretty obvious to anybody (including you, I suspect) that he might be the most talented writer who has ever posted on this forum. Your unmitigated hatred and obsession with trying to discredit him seems like something extremely personal and plainly rooted more in your jealousy because of that than in any intention to "protect" anybody from scams or anything else. Same goes for your repeated accusations about his "ego" and about "boasting" or "bragging," all of which makes you sound like a tweenage girl trashing the object of her jealousy.
I've also had a few clients actually mail me cash over the years.
VS.
I wouldn't be so stupid as to give any client my home address.
It also seems to me like you're the one with something to hide from your own clients, not FLW. FYI, I sent several clients to FLW for projects way beyond my own capabilities and never got back anything but great feedback and thanks from those clients.